Luxembourg
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Updated March 31, 2023

The purpose of this Privacy Notice (“Notice”) is to inform (1) visitors of the DoubleLine (the “Company,” “our,” “we,” or “us”) website and our media subscribers, and (2) representatives of companies that we conduct business with, of the categories of personal information we collect and the purposes for which we use such personal information. This Notice is intended to comply with all applicable laws, such as the California Consumer Privacy Act, as amended by the California Privacy Rights Act (together, “CCPA”). If any provision below conflicts with a legal requirement, then the Company will comply with applicable law.

1. Collection and Use of Personal Information for Business Purposes

The Company may receive, use, and disclose your personal information for business purposes only and consistent with applicable laws. Where the Company discloses personal information to third parties, it does so for the same business purposes described below and where appropriate, requires that such parties maintain its confidentiality and maintain appropriate systems and processes to ensure its security and protection.

For DoubleLine Website Visitors and Media Subscribers:

Categories of Personal Information Collected Sources
of Information
Purposes
for Collection
Contact Information:
such as your name; employer or the business you represent; home, work, e-mail address; and telephone numbers.
From you; and your employer or the business you are representing. We will use this information to support our routine business operations; promote our products and services; create and maintain records; and communicate with you.
Personal Identifiers:
such as your internet protocol (“IP”) address; and usernames or other online identifiers.
From you; your internet service provider; and social media and other online service providers. We will use this information to identify you; support our routine business operations (e.g., operate our websites, etc.); promote our products and services; and comply with applicable legal, regulatory and reporting requirements.
Internet Activity Information:
such as your internet service provider; geolocation; browsing history; search history; and activities involving our websites, social media accounts and electronic communications.
From you; cookies, beacons, pixel tags and other similar technologies linked to your IP address or web browser; and social media and other online service providers. We will use this information to support our routine business operations (e.g., operate our websites, etc.); promote our products and services; and comply with applicable legal, regulatory and reporting requirements.
Communications:
such as your messages and comments in our systems and social media accounts.
From you; social media platforms; and our system records. We will use this information to support our routine business operations; and comply with applicable legal, regulatory and reporting requirements.

For Business Representatives:

Categories of Personal
Information Collected
Sources
of Information
Purposes
for Collection
Contact Information:
such as your name; home, work,
e-mail address; and telephone numbers.
From you; your employer or the business you are representing; and marketing vendors. We will use this information to support our routine business operations; promote our products and services; create and maintain records; and communicate with you.
Professional Background Information:
such as your employer, job title, work experience; education; professional designations, licenses and memberships; and other qualifications.
From you; your employer or the business you are representing; background check and marketing vendors; government and regulatory agencies; and industry organizations. We will use this information to assess your background and qualifications; create media content; and comply with applicable legal, regulatory and reporting requirements.
Personal Identifiers and Other Information:
such as your full name or alias; social security, driver’s license or passport numbers, or copies of and other information from such; date of birth; signature; investments and ownership interests; and criminal and other adverse information.
From you; your employer or the business you are representing; background check vendors; and government and regulatory agencies. We will use this information to identify you; create and maintain records; and comply with applicable legal, regulatory and reporting requirements (e.g., anti-money laundering laws and regulations, etc.).
Health and Travel Information:
such as your vaccine and pandemic-related health information; and business transportation and accommodations or other travel information.
From you; and your employer or the business you are representing. We will use this information to support our routine business operations (e.g., pandemic prevention, etc.); assist with travel arrangements; and comply with applicable legal, regulatory and reporting requirements.
Media and Communications:
such as your messages in our systems and social media accounts; and video and audio recordings.
From you; and our system and social media records, whether managed internally or through an outside company. We will use this information to support our routine business operations; create media content; and comply with applicable legal, regulatory and reporting requirements.

The categories of third parties to whom we disclose your personal information depend on, among other things, our relationship or interaction with you. Such third parties may include the following:

  • Companies we engage to process the purposes for which we collect your information.
  • Professionals we engage for legal and regulatory purposes.
  • Prospective and existing clients.
  • Government and regulatory agencies.

2. California Privacy Rights

If you are a California resident, the CCPA provides you with the following rights with respect to your personal information:

  • The right to know what personal information we have collected, used, or disclosed about you.
  • The right to request that we delete any personal information we have collected about you, subject to certain exceptions.
  • The right to correct inaccurate personal information about you.

3. No Sale of Personal Information

We do not “sell” your personal information or “share” your personal information for cross-context behavioral advertising, as those terms are defined in the CCPA.

Because we do not “sell” or “share” personal information, we do not have an obligation under the CCPA to accept requests not to sell or share your personal information.

4. Sensitive Personal Information

Your sensitive personal information will not be used for any additional purposes that are incompatible with the purposes listed above, unless we provide you with an updated Notice with those additional purposes.

5. Submitting Requests

You may submit requests to delete or to know the personal information we have collected about you by emailing us at [email protected] or by contacting our toll-free telephone number at 1 (800) 285-1545.

We will respond to your request in compliance with the requirements of CCPA or other applicable law.

6. Verification of Your Identity

When you exercise your rights and submit a request to us, we or our partners will verify your identity and may ask for your name, telephone number, email address and other applicable identifying information. We also may use a third-party verification provider to verify your identity.

We will inform you if we are unable to verify your identity.

7. Non-Discrimination

If you make a request under the CCPA, we will not discriminate against you in any way. For example, we will not impose penalties or offer different benefits or services based on your submission of a request.

8. Authorized Agents

You may permit an authorized agent to submit a request on your behalf. In such cases, we will require your agent to provide us with applicable documentation, such as a power of attorney or your written instructions with your notarized signature, to evidence your agent’s authority to act on your behalf. We may also contact you to verify your agent’s authority or the request that was submitted to us. In order to protect your privacy and the confidentiality of your personal information, we will not process requests without adequate verification.

9. Automated Decision-Making

We generally do not use automated decision-making technology, as that term is referenced in the CCPA. If we make use of automated decision-making technology, you will be informed through an updated Notice.

10. Record Retention

We may retain your personal information for as long as necessary to fulfil the purpose for which it was collected or to comply with legal or regulatory requirements. We strive to retain your personal information no longer than is reasonably necessary to carry out the purposes listed in this Notice or as required by law. The criteria used to determine our retention periods include: (a) the length of time we have an ongoing relationship with you and provide services, (b) whether there is a legal obligation to which we are subject, and (c) whether retention is advisable in light of our legal position (such as in regard to applicable statutes of limitations, litigation or regulatory investigations).

11. Privacy Policy Changes

DoubleLine reserves the right to modify its privacy policies and practices at any time, but in the event that there is a change that affects the content of this Notice materially, DoubleLine will inform you of such changes in accordance with applicable law.

12. Questions 

If you have any questions about this Notice, or to request it in another format, please contact [email protected] or 1 (800) 285-1545.

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4 rue Peternelchen L-2370 Howald Grand Duchy of Luxembourg

Tel: +352 2452 5225

Privacy Policy

DoubleLine Funds (Luxembourg) (“the Company”, “we”, “us”, “our”) are committed to protecting and respecting your privacy.

This Privacy Policy (together with our terms of use and any other documents referred to in it)(https://doublelineucits.com/terms-and-conditions-of-use/) sets out the basis on which any personal data we collect from you, or that you provide to us, will be processed by us.  Please read the following carefully to understand our views and practices regarding your personal data and how we will treat it.  By visiting doublelineucits.com (“our site”) you are accepting and consenting to the practices described in this policy.

Data protection

Any information (the “Personal Data”) relating to any identified or identifiable natural person who is a resident of the European Union (“EU”) and a Shareholder or who is a member, partner, shareholder, beneficial owner, officer, director, employee, or other representative of any Shareholder (together “the Data Subjects”), provided to, or collected by or on behalf of, the Company (whether directly from Data Subjects, third parties, or from publicly available sources) will be processed by the Company as data controller (the “Controller”) in compliance with applicable data protection laws, in particular Regulation (EU) 2016/679 of 27 April 2016, the “General Data Protection Regulation” and supplemental laws to the General Data Protection Regulation (together the “Data Protection Legislation”).

This Privacy Policy gives information regarding the treatment of the Personal Data under the Data Protection Legislation and describes the basis on which we process the Personal Data, for what purposes, and details about privacy rights under the Data Protection Legislation. Failure to provide certain requested Personal Data may result in the inability to invest in or maintain Shares of the Sub-Fund.

Purposes for processing Personal Data

Personal Data will be processed by the Controller and may be disclosed to, and processed by, service providers acting as processors on behalf of the Controller (the “Processors”) for the purposes (the “Purposes”) of:

Brown Brothers Harriman, Luxembourg Branch serves as the administrator (the “Administration Agent”) for the Company.  The Administration Agent may process Personal Data relating to the Shareholder for the purposes of providing services to the Company and its Sub-Funds, performing its legal and regulatory obligations and conducting financial crime risk management and other activities, including disclosing those data to the Company and to third parties and transferring them internationally.  To the extent that the Administration Agent does so as a data controller, such processing is more fully described in the Administration Agent's data privacy statement, a copy of which is available on request from the Administration Agent.

Prior to the transfer of any Personal Data relating to a Shareholder to the Administration Agent, the Management Company acting on behalf of the Company shall first inform the Shareholder of the Sub-Fund's processing of their Personal Data as set out in the preceding paragraph; and the Administration Agent is entitled to process such Personal Data, as a processor or controller, as set out herein.

Personal Data will also be processed by the Controller and Processors to comply with legal or regulatory obligations applicable to them such as record retention regulations and cooperation with, or reporting to, public authorities including but not limited to legal obligations under applicable fund and company law, anti-money laundering and counter terrorist financing (AML-CTF) legislation, prevention and detection of crime, and applicable tax laws or tax identification legislation to prevent tax evasion and fraud (the Compliance Obligations”).

The Controller and/or the Processors may be required to report information (including name and address, date of birth, U.S. tax identification number (TIN), account number, balance on account, the “Tax Data”) to tax authorities which may exchange this information with the competent authorities in permitted jurisdictions (including outside the European Economic Area (“EEA”) and UK) for the purposes provided for in applicable tax legislation.  In these cases, it may be mandatory to answer questions and requests with respect to the Data Subjects’ identification and Shares held in the Sub-Fund and the failure to provide relevant Personal Data requested by the Controller or the Processors may result in incorrect or double reporting, prevent the applicable Data Subjects from acquiring or maintaining their Shares of the Sub-Fund, and may be reported to the relevant tax authorities.

In certain circumstances, the Processors may also process Personal Data of Data Subjects as controllers, in particular for compliance with their legal obligations in accordance with laws and regulations applicable to them (such as anti-money laundering identification and record retention) and/or order of any competent jurisdiction, court, governmental, supervisory or regulatory bodies, including tax authorities. Communications (including telephone conversations and e-mails) may be recorded by the Controller and Processors including for

record keeping as proof of a transaction or related communication in the event of a disagreement and to enforce or defend the Controller’s and Processors’ interests or rights in compliance with any legal obligation to which they are subject. Such recordings may be produced in court or other legal proceedings and permitted as evidence with the same value as a written document and will be retained for such period as required by the applicable legislation or regulation. The absence of recordings may not be used in any way against the Controllers or Processors.

Personal Data of Data Subjects may be transferred outside of the EEA/UK to parties in countries that are not subject to privacy and data protection regulations as protective or comprehensive as the Data Protection Legislation.  If we transfer Personal Data of Data Subjects outside of the EEA/UK, we will take commercially reasonable measures to ensure that it is protected and transferred in a manner consistent with legal requirements applicable to the information. This can be done in a number of different ways, for instance:

In other circumstances, the law may permit us to otherwise transfer Personal Data outside the EEA/UK. In all cases, however, we will take commercially reasonable measures to transfer Personal Data in compliance with applicable data protection law.

Insofar as Personal Data is not provided by the Data Subjects themselves, the Shareholders represent that they have authority to provide such Personal Data of other Data Subjects.  If the Shareholders are not natural persons, they undertake and warrant to (i) adequately inform any such other Data Subject about the processing of their Personal Data and their related rights as described below and in this Privacy Policy and (ii)

where necessary and appropriate, obtain in advance any consent that may be required for the processing of the Personal Data.  Personal Data of Data Subjects will not be retained for longer than necessary with regard to the Purposes and Compliance Obligations, in accordance with applicable laws and regulations, subject always to applicable legal minimum retention periods.

The Controller and Processors take seriously the obligation to safeguard Personal Data.  Physical, electronic, and procedural safeguards are maintained to protect against unauthorized access to Personal Data. Detail of the IT security measures are set out in the Privacy and Information Security Policy. Commercially reasonable efforts shall be used to restrict access to the Personal Data to those members, officers, employees, and other workers of the Controller and Processors who need access to that information.  All of these employees and service providers shall be required to maintain the confidentiality of the Personal Data.

IP addresses and cookies

We may collect information about your computer, including where available your IP address, operating system and browser type, for system administration and to report aggregate information.  This is statistical data about our users’ browsing actions and patterns, and does not identify any individual.

For the same reason, we may obtain information about your general internet usage by using a cookie file that is stored on the hard drive of your computer. Cookies contain information that is transferred to your computer’s hard drive. They help us to improve our site and to deliver a better and more personalised service. They enable us to:

You may refuse to accept cookies by activating the setting on your browser that allows you to refuse the setting of cookies. However, if you select this setting you may be unable to access certain parts of our site. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you log on to our site.

Data Subject rights

Data Subjects have certain rights in relation to Personal Data relating to them in accordance with and subject to the Data Protection Legislation including:

Furthermore, Data Subjects have the right to lodge a complaint with the relevant data protection supervisory authority in their country of residence and the right to withdraw consent after it was given, where applicable.  Although you have the right to request that your personal information be deleted at any time, applicable laws or regulatory requirements may prohibit us from doing so.

If you wish to exercise any of the rights set out above, please contact [email protected].

Changes to this privacy policy

This Privacy Notice may be changed from time to time at the sole discretion of the Controller.  The most current version will be posted on this page.  Please check back frequently to see any updates or changes to the Privacy Policy.

Contact

Questions, comments and requests regarding this privacy policy are welcome and should be addressed to [email protected].

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Terms and Conditions

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS SITE

This page (together with the documents referred to on it) tells you the terms of use on which you may make use of our website doublelineucits.com (our site), whether as a guest or a registered user. Please read these terms of use carefully before you start to use the site. By using our site, you indicate that you accept these terms of use and that you agree to abide by them. If you do not agree to these terms of use, please refrain from using our site.

INFORMATION ABOUT US

doublelineucits.com is a site operated by DoubleLine Funds (Luxembourg) (“DoubleLine”, “we“, “us”, “our”). We are an umbrella investment company with variable capital incorporated under the form of a société anonyme in the Grand Duchy of Luxembourg.
Where appropriate, references to “we”, “us” and “our” in these terms of use shall include DoubleLine, other members of our group of companies and third parties connected to us, including without limitation directors, officers, employees, partners, shareholders and agents of the foregoing.

ACCESSING OUR SITE

Access to our site is permitted on a temporary basis, and we reserve the right to suspend, withdraw or amend the content or service we provide or advertise on our site (in whole or in part) without notice and without the need to give a reason. We do not guarantee that our site, or any content on it, will always be available or be uninterrupted. We will not be liable to you if for any reason our site is unavailable at any time or for any period.

INFORMATION ABOUT YOU AND YOUR VISITS TO OUR SITE

We process information about you in accordance with our Privacy Policy. By using our site, you consent to such processing and you warrant that all data provided by you is accurate.

LINKING TO OUR SITE

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

You must not establish a link to our site from any website that is not owned by you.

Our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page. We reserve the right to withdraw linking permission without notice. The website from which you are linking must comply in all respects with the content standards set out in these terms.

If you wish to make any use of material on our site other than that set out above, please address your request to [email protected].

PROHIBITED USES

You may use our site only for lawful purposes. You may not use our site:
• in any way that breaches any applicable local, national or international law or regulation;
• in any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect;
• in any way that causes, or may cause, damage to our site or impairment of the availability or accessibility of our site or which is otherwise harmful in nature;
• for the purpose of harming or attempting to harm minors in any way;
• to send, knowingly receive, upload, download, use or re-use any material which does not comply with our content standards (see below);
• to transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam); and/or
• to knowingly transmit any data, send or upload any material that contains (including without limitation) viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware or any other harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware.
You also agree:
• not to reproduce, duplicate, copy or re-sell any part of our site in contravention of these terms;
• not to attack our site via a denial-of-service attack or a distributed denial-of service attack; and
- not to access without authority, interfere with, damage or disrupt:
• any part of our site;
• any equipment, server or network on which our site is stored or any server, computer or database connected to our site;
• any software used in the provision of our site; or
• any equipment or network or software owned or used by any third party.
By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.

We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any material posted on it, or on any website linked to it.

INTELLECTUAL PROPERTY RIGHTS

We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

You may print off one copy, and may download extracts, of any page(s) from our site for your personal reference and you may draw the attention of others within your organisation to material posted on our site.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

Our status (and that of any identified contributors) as the authors of material on our site must always be acknowledged.

You must not use any part of the materials on our site for commercial purposes without obtaining a licence to do so from us or our licensors.

If you print off, copy or download any part of our site in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

TRADE MARKS

Any trade marks shown on the site are the trade marks of DoubleLine unless expressly stated otherwise. No permission is given by us in respect of the use of any such trade marks, service marks, company names or logos or copyrights and such use may constitute an infringement of the holder’s rights.

RELIANCE ON INFORMATION POSTED

The content on our site is provided on an “as is” basis, for general information only. It has not been audited or verified by any third party and is subject to change at any time, without notice. It is not intended to amount to advice on which you should rely. Specifically, our site and the information contained herein is not, and must not be treated as, investment advice, investment recommendations, or investment research and no person must take (or refrain from taking) any investment decision on the basis of the information set out on our site. Before making any investment decision, you should seek independent investment, legal, tax, accounting or other professional advice as appropriate. In making an investment decision, any person must rely on their own examination of an investment and the terms of any offering and make an independent determination of whether the interests meet their investment objectives and risk tolerance level. Past performance set out herein cannot be relied on as a guide to future performance. We neither provide investment advice, nor receives or transmits orders nor carry on any other activities that constitutes MiFID or equivalent third country business for the purposes of the Rules of the Financial Conduct Authority in the UK in relation to an investment in any fund or other security referred to on our site. We accept no duty of care to any person in relation to investments.

Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied, as to the condition, quality, accuracy, suitability, fitness for purpose, completeness, or freedom from viruses of the information contained on our site or that such content will be accurate, complete, up to date, uninterrupted or error free.

Certain information contained on our site was based on or obtained or derived from data published or prepared by other parties (“Third Party Information”). While such sources are believed to be reliable, we assume no responsibility for the accuracy of any Third-Party Information.

We therefore disclaim all liability and responsibility arising from any use of or reliance placed on all content on our site by any visitor to our site, or by anyone who may be informed of any of its contents.

NO OFFER

The content on our site is not intended to and does not constitute an offer, invitation, solicitation or recommendation to invest in any fund, security or other product or service. The information contained on our site should not be relied upon for any purpose. Any offer or invitation, if made, would be made only by way of a confidential private placement memorandum (or other formal offering document) and only in jurisdictions in which such an offer or invitation would be lawful. The information on our site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution would be contrary to local law or regulation.

OUR SITE CHANGES REGULARLY

We aim to update our site regularly, and may change the content at any time. If the need arises, we may suspend access to our site, or close it indefinitely. Any of the material on our site may be out of date at any given time, and we are under no obligation to update such material. We do not guarantee that our site, or any content on it, will be free from errors or omissions.

OUR LIABILITY

The material displayed on our site is provided without any representations, guarantees, conditions or warranties as to its accuracy. Whether you are a consumer or business user, to the extent permitted by law, we, other members of our group of companies and third parties connected to us hereby expressly exclude:

• all conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity;
• any liability for any direct, indirect or consequential loss or damage whether in contract, tort (including negligence, breach of statutory duty, or otherwise, even if foreseeable, incurred by any user in connection with our site or in connection with the use, inability to use, or results of the use of our site, any websites linked to it and any materials posted on it, including, without limitation any liability for:
• loss of income or revenue;
• loss of business or sales;
• business interruption;
• loss of profits or contracts;
• loss of anticipated savings;
• loss of data;
• loss of business opportunity, goodwill or reputation;
• wasted management or office time, and
• any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable.

We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any content on it, or on any website linked to it.

If you are a consumer user, please note that we only provide our site for domestic and private use. You agree not to use our site for any commercial or business purposes.

This does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.

VIRUSES

We do not guarantee that our site will be secure or free from bugs or viruses. You are responsible for configuring your information technology, computer programmes and platform in order to access our site. You should use your own virus protection software.

LINKS FROM OUR SITE

Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only and should not be interpreted as endorsement by us of those linked websites. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them.

SUSPENSION AND TERMINATION

We will determine, in our sole discretion, whether there has been a breach of these terms through your use of our site. When a breach of these terms has occurred, we may take such action as we deem appropriate in our sole discretion.

Failure to comply with these terms constitutes a material breach of these terms upon which you are permitted to use our site, and may result in our taking all or any of the following actions:

• immediate, temporary or permanent withdrawal of your right to use our site;
• immediate, temporary or permanent removal of any posting or material uploaded by you to our site;
• issue of a warning to you;
• legal proceedings against you for reimbursement of all costs on an indemnity basis (including, but not limited to, reasonable administrative and legal costs) resulting from the breach;
• further legal action against you; and/or
• disclosure of such information to law enforcement authorities as we reasonably feel is necessary.

We exclude liability for actions taken in response to breaches of these terms. The responses described in these terms are not limited, and we may take any other action we reasonably deem appropriate.

INDEMNITY

You hereby indemnify and hold us, other members of our group of companies and third parties connected to us and our, it or their directors, officers, employees, partners and agents harmless from and against all liabilities, damages, losses, costs and other expenses (including, without limitation, legal fees and any amounts paid by us to a third party in settlement of a claim or dispute) incurred or suffered by us arising out of any breach by you of any provision of these terms or other liabilities arising out of your use of our site.

SEVERABILITY

If any part of these terms of use is found by any court, tribunal, administrative body or authority of competent jurisdiction to be illegal, invalid or unenforceable then that part shall, to the extent required, be severed from these terms of use and shall be ineffective without, as far as is possible, modifying any other part of these terms of use and this shall not affect any other provision of these terms of use, which shall remain in full force and effect.

AMENDMENTS

We may revise these terms of use at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we may make, as they are legally binding on you. Some of the provisions contained in these terms of use may also be superseded by provisions or notices published elsewhere on our site.

JURISDICTION AND APPLICABLE LAW

If you are a consumer, please note that these terms of use, its subject matter and its formation, are governed by English law. You and we both agree to that the courts of England and Wales will have non-exclusive jurisdiction. However, if you are a resident of Northern Ireland you may also bring proceedings in Northern Ireland, and if you are resident of Scotland, you may also bring proceedings in Scotland.

If you are a business, these terms of use and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of England and Wales. We both agree that the English courts will have exclusive jurisdiction over any claim arising from, or related to, a visit to our site, although we retain the right to bring proceedings against you for breach of these terms in your country of residence or any other country.

YOUR CONCERNS

If you have any concerns about material that appears on our site, please contact [email protected].

Thank you for visiting our site.

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